Auto Insurance Dispute Attorneys in Phoenix
Attorney Representation in Phoenix, Arizona Since 1996
Insurance Dispute
Insurance companies are powerful corporations, which are driven entirely by profits. Insurance corporations are notorious for disputing claims, refusing payments and tricking victims into admitting fault for crashes they did not cause. It is all too common for legitimate claims to be denied and for the victims of car accidents to be left paying for their own medical bills and car repairs. If you are having difficulty dealing with an insurance company following a car accident, please do not hesitate to speak to an Phoenix insurance coverage dispute attorney who can skillfully and effectively deal with these corporations.
Speaking to Insurance Companies
When you pay your monthly insurance premium, you have the hope and expectation that your insurance company will deliver when you need that money the most. However, many people find out the hard way that dealing with insurance companies is like pulling teeth. It is not an exaggeration that victims are more stressed out dealing with insurance companies than recovering from their own car accident injuries.
The best strategy is to refrain from talking to an insurance adjuster until you have talked to your own attorney. But if you must speak to an adjuster, here are a few tips. It is important to be calm, yet cautious, when you talk to an insurance adjuster. Never admit fault for an accident. If you are sure about the question or how to answer a certain question, do not answer it. Tell the adjuster not to record your conversation. It is not required. Also, writing down all the pertinent information about the crash will help you make clear, concise and consistent statements to the adjuster.
Steps to Take if Your Claim is Disputed
A disputed claim is not a closed claim. You have an opportunity to fight back. Here are some steps you may choose to take.
- Hire an independent appraiser to evaluate your vehicle. Have this professional appraiser send his evaluation to you and the insurance company involved.
- See if you can conduct mediation before your disputed claim goes into arbitration. Mediation is a less formal version of arbitration that is not binding. A mediator will review the facts of the claim and make suggestions regarding how to settle the claim fairly. This process may be less expensive than hiring a lawyer, but it also may not result in fair compensation for the victim.
- If mediation does not result in compensation for your losses, hire an attorney and go into arbitration. Witnesses, appraisers and lawyers will be involved in this process.
- If arbitration does not work out in your favor, you can take the insurance company to court. A skilled traffic accident lawyer will work with you to determine how much compensation to pursue and who should be held liable for the damages. Remember, an experienced attorney should work on a contingency basis, which means that he or she does not get paid until you win your case.
The knowledgeable Phoenix car insurance bad faith attorneys at The Breyer Law Offices, P.C. understand how insurance companies operate. We help injured victims deal with disputed claims and we make sure that all injured victims of Arizona car accidents get fair compensation for their injuries. Call us today to discuss your case at no cost.
